Mortgages backed by real financial strategy—so you're not just buying a home, you're building a future.
Trusted by families, investors, and self-employed borrowers across the country
Built for first-time buyers, move-up buyers, and seasoned homeowners—structured for today and tomorrow.
Lower payments, shorten terms, or put your equity to work—only when it actually makes financial sense.
1099, business owners, multiple streams—I speak your language.
Financing that supports long-term growth, not short-term wins.
Plain-spoken advice—no smoke, no mirrors
Deep understanding of finance, not just guidelines
Honest guidance even when the answer is "don't do it"
Clear timelines and proactive communication
Confidence you can feel from the first call to the closing table
Do it right the first time.
Shake hands. Keep your word.
That's how I run my business.
You'll always know where you stand, what your options are, and why we're choosing one path over another.
No pressure. No surprises. Just solid lending done the right way.
Straight talk leads to satisfied clients—every single time.
"Heather made what seemed impossible, possible. Her knowledge and dedication turned our dream of homeownership into reality. Highly recommend!"
Sarah T.
First-Time Homebuyer
"Being self-employed, I was worried about qualifying. Heather guided me through every step and secured great terms. True professional!"
Brian K.
Small Business Owner
"Refinancing was stress-free with Heather. She explained everything clearly and saved us thousands. We're grateful for her expertise!"
Mike & Jennifer L.
Refinance Clients
In mortgage lending, experience matters—and so does understanding the bigger financial picture.
I don't just qualify borrowers; I help them make smart, long-term decisions. From structuring loans for tax efficiency to advising on equity strategy, debt optimization, and future planning, my approach goes far beyond rate quotes.
You'll get straight answers, realistic options, and guidance grounded in real financial knowledge—not sales fluff.
Because a good mortgage should work for you, not against you.
Take the first step toward your dream home. I'm here to guide you through every step of your mortgage journey.
Licensed Mortgage Broker
NMLS #2114985
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